Minnesota · Twin Cities & Greater Minnesota

Fractional CFO for Minnesota’s growing businesses.

Senior finance leadership for owner-led companies, from a CFO with 30+ years in finance inside growing businesses. On-site when it matters. Based west of the Twin Cities.

Michael Achman, fractional CFO in Minnesota
Michael AchmanStrategic CFO · Minnesota
Who I work with

Owner-led companies that have outgrown the way they run.

Minnesota is full of businesses built by owners who know every customer and every number. Manufacturers in the metro. Food and ag companies in greater Minnesota. Distributors, contractors, and professional firms that have doubled in size.

At some point, the habits that built the company start to limit it. Cash gets tight despite good sales. Decisions wait for the owner. A bank, a buyer, or a successor starts asking questions the books can’t answer yet. That’s the Scale Trap, and it’s where a fractional CFO earns its keep.

Signs it’s time
  • Sales are up and cash still feels tight.
  • You can’t see the next 13 weeks of cash with confidence.
  • Your bank wants better reporting before renewing the line.
  • Decisions keep landing on the owner’s desk.
  • An acquisition, sale, or family transition is on the horizon.
What a fractional CFO does

Forward-looking finance, without the full-time cost.

Cash

See cash 13 weeks ahead

A rolling forecast and a weekly cash rhythm, so a tight week shows up while you still have options.

Decisions

Better decisions, closer to the work

Pricing and margin analysis, clear decision owners, and the few numbers your team watches every week.

Capital & deals

Ready for the bank, the buyer, or the handoff

Lender relationships, board reporting, due diligence, acquisitions, exits, and succession planning.

See how engagements work →

Why local matters

Some conversations belong at the table.

Most of the weekly rhythm runs fine over video. The moments that decide what comes next usually happen in person: the banker meeting, the board meeting, the plant floor, the conversation with a family successor.

I live north of Dassel, west of the Twin Cities, and I work with owners on-site across the metro and greater Minnesota when it matters most.

Experience

Industries I know from the inside.

  • Manufacturing
  • Food, consumer products, and agriculture
  • Distribution
  • Life sciences
  • Real estate and professional services
Questions

Fractional CFO services in Minnesota.

What does a fractional CFO cost in Minnesota?

It depends on scope. LaunchPoints Strategic CFO retainers typically start at one day per week, and projects are scoped and priced up front. Most owners find it costs a fraction of a full-time CFO’s salary and benefits.

Do you work on-site?

Yes, where it matters. I’m based west of the Twin Cities and work on-site with owners across the metro and greater Minnesota, and remotely with owners nationwide.

What size companies do you work with?

Owner-led companies where growth is outrunning the numbers. Most have a bookkeeper or accountant in place and want help using the numbers to decide what’s next.

Which industries do you know best?

Manufacturing, food and consumer products, agriculture, distribution, life sciences, real estate, and professional services.

How is a fractional CFO different from my CPA?

Your CPA keeps you compliant and handles taxes. A fractional CFO looks forward: cash over the next 13 weeks, pricing and margin, capital, and the decisions that shape the business. The two work best together.

Next step

Let’s talk about what’s next for your business.

Thirty minutes to talk through where cash, decisions, or priorities feel stuck. If I can help, I’ll tell you how. If I can’t, I’ll point you to someone who can.